What’s the difference between a fixed-rate and adjustable-rate mortgage?
Buying a home is exciting—but choosing between a fixed or adjustable loan can feel overwhelming. LENDERLINE is here to make that choice simple.
A fixed-rate mortgage gives you one steady payment for the life of the loan. No surprises, no sudden jumps—just reliability. Many families love the peace of mind it brings.
An adjustable-rate mortgage (ARM) starts with a lower interest rate, helping you qualify for more house or smaller payments at the start. After a few years, the rate can move with the market—up or down—within built-in limits.
So which is right for you?
- Planning to stay long-term? Go fixed.
- Expecting to relocate or refinance soon? An ARM could save you thousands up front.
At LENDERLINE, we’ll review your goals, show real payment examples, and help you pick the path that feels right for your life—not just today’s numbers.
Even if you have been turned down by another lender, LENDERLINE has a loan program for you.
Call LENDERLINE at 1-888-661-7888 or complete this form to schedule a FREE mortgage consultation.