LENDERLINE^® is currently offering HARP 2.0 Fannie-Mae or Freddie-Mac refinances under the following guidelines:

• The property must be located in the State of California.
• Loan must be owned by Fannie-Mae or Freddie-Mac.
• Loan must have been delivered prior to June 1, 2009.
• To look up if your loan is owned by Fannie-Mae, click here.
• To look up if your loan is owned by Freddie-Mac, click here.
• Primary residence, second home or investment properties.
• Minimum credit score will be determined by the automated underwriting engine.
• Maximum LTV will be determined by the automated underwriting engine.
• Maximum DTI will be determined by the automated underwriting engine.
• No mortgage insurance (MI) is required if original loan had no MI or MI was cancelled.
• No appraisal required with automated underwriting exception.
• W-2 wage earner or self-employed.
• SFR, PUD, condos, townhomes and 2-4 units.
• New subordinate financing is not allowed.
• Cash out is not allowed.
• Reserves determined by automated underwriting approval.
• Loan limits are county-specific, click here for FNMA look-up.
• Available as a 10-year, 15-year, 20-year or 30-year fixed rate.
• No prepayment penalty.

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LENDERLINE^® is your HARP 2.0 Fannie-Mae or Freddie-Mac refinance mortgage lender of choice. We have the lowest refinance mortgage rates in the nation.

Questions? To get today’s interest rates or to receive a FREE mortgage consultation, call LENDERLINE^® toll-free at 1-888-661-7888, or complete this form to schedule an appointment.