LENDERLINE^® is currently offering hard money real estate loans for 1-4 unit residential properties located in the State of California, and for multifamily and commercial properties located anywhere in the United States.

• Property must be located in the State of California.
• 500 minimum credit score required.
• Up to 70% loan-to-value for purchases and rate/term refinances (see guidelines).
• Up to 65% loan-to-value for cash-out refinances (see guidelines).
• $100,000 minimum loan amount.
• $5,000,000 maximum loan amount.
• US citizens, permanent resident aliens, and foreign nationals with valid passport and US visa are allowed. Undocumented aliens with ITIN numbers are not allowed under this program.
• Owner-user, second home or investment properties.
• Income is stated and not verified.
• Documented ability to repay may be applicable under certain scenarios.
• Purchase, rate and term, or cash out refinance.
• SFR, PUDs, condos, townhouses, and 2-4 units allowed.
• Mixed-use residential property with commercial influence allowed on case-by-case basis.
• No reserves required.
• All loans require impounding of property taxes and hazard insurance.
• Available as a 5/1 ARM or 7/1 ARM only, amortized over 30 years.
• No prepayment penalty.

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LENDERLINE^® is your hard money lender of choice. Subprime lending is our specialty. Bad credit business loans are available also.

Questions? To get today’s interest rates or to receive a FREE mortgage consultation, call LENDERLINE^® toll-free at 1-888-661-7888, or complete this form to schedule an appointment.