Foreign National Loans

LENDERLINE® is currently offering foreign national loans under the following guidelines:

  • Property must be located in the State of California.
  • Foreign nationals are a non-US Citizen with a valid passport and valid visa.
  • Foreign nationals from visa-waiver countries will not require a visa.
  • Permanent and non-permanent resident aliens not allowed under this program.
  • Income is stated and not verified.
  • Funds to close must be verified in U.S. Dollars.
  • No reserves required.
  • Borrower must provide a credit report from their home country.
  • Up to 70% loan-to-value for purchases and rate/term refinances (see guidelines).
  • Up to 65% loan-to-value for cash-out refinances (see guidelines).
  • $100,000 minimum loan amount.
  • $5,000,000 maximum loan amount.
  • Second home or investment properties.
  • Purchase, rate and term, or cash out refinance.
  • SFR, PUDs, condos, townhouses, and 2-4 units allowed.
  • Mixed-use residential property with commercial influence allowed on case-by-case basis.
  • All loans require impounding of property taxes and hazard insurance.
  • Available as a 5/1 ARM or 7/1 ARM only, amortized over 30 years.
  • No prepayment penalty.

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LENDERLINE® is your foreign national lender of choice. We offer the best mortgage rates for mortgage loan for foreigner.

Questions? To get today’s interest rates or to receive a FREE mortgage consultation, call LENDERLINE® toll-free at 1-888-661-7888, or complete this form to schedule an appointment.