LENDERLINE^® is currently offering conventional conforming and high-balance mortgages under the following guidelines:

• The property must be located in the State of California.
• Minimum 620 credit score.
• Purchase or refinance.
• Primary residence, second home or investment.
• First-time home buyer OK.
• Up to 97% loan-to-value for primary residence. See eligibility matrix.
• Up to 85% loan-to-value for investment properties. See eligibility matrix.
• W-2 wage earner or self-employed.
• Borrower must be U.S. citizens or permanent residents with valid work authorization documents. No foreign nationals or undocumented ITIN workers are allowed under this program.
• SFR, PUD, condos, townhomes and 2-4 units.
• Late payments OK with automated underwriting approval.
• Reserves determined by automated underwriting approval.
• Up to 50% DTI with automated underwriting approval.
• Loan limits are county-specific, click here for FNMA look-up.
• Available as a 5/1 ARM, 7/1 ARM, 10/1 ARM or 30-year fixed rate.
• No prepayment penalty.

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LENDERLINE^® is your conventional mortgage lender of choice. We offer the lowest 30 year fixed mortgage rate in the nation for a conventional loan.

Questions? To get today’s interest rates or to receive a FREE mortgage consultation, call LENDERLINE^® toll-free at 1-888-661-7888, or complete this form to schedule an appointment.