At LENDERLINE, we often hear from clients confused about why their monthly payment suddenly changes. The answer usually lies in property tax escrow.

Here’s how it works:
When you make your mortgage payment, part of it goes into an escrow account. We use that account to pay your property taxes and insurance premiums when they’re due.

Why it matters:
Escrow ensures these critical bills are paid on time—protecting both your home and your credit.

Annual Analysis:
Each year, we review your escrow account to make sure it matches your current tax and insurance obligations. If taxes increase, we’ll notify you before adjusting your payment.

LENDERLINE Tip:
Even though we handle the payments, you should still check your local tax assessments. Accuracy protects your budget.