At LENDERLINE, clients often ask whether working with a mortgage broker or a direct lender is smarter. The truth? It depends on your situation—and your priorities.

Mortgage Brokers partner with multiple banks and wholesale lenders. They do the shopping for you, identifying the best fit for your credit profile and goals.

Direct Lenders fund loans with their own capital and control the underwriting process, offering faster turn times but a smaller menu of products.

LENDERLINE Perspective:
Our hybrid model combines both worlds—we broker loans when it benefits clients and lend directly when it’s faster or more cost-effective.

That flexibility allows us to pursue the best pricing without sacrificing control over the process.