At LENDERLINE, we believe an informed borrower is an empowered borrower. Here’s what the average 2025 mortgage timeline looks like:

Day 1–3: Complete application & get pre-approved.
Day 4–10: Loan processing and document review.
Day 11–25: Underwriting & conditional approval.
Day 26–35: Final clear-to-close and signing.

Total Time: 30–40 days on average. Some of our digital platforms close in under three weeks.

LENDERLINE Advice:
Respond to document requests within 24 hours, avoid large purchases before closing, and keep funds verifiable. Small delays can add days to the calendar.